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Articles

Plain-English help, no jargon.


What Is a Beneficiary Designation, and Why Check Yours?

The beneficiary named on your RRSP, TFSA or life insurance usually decides who gets the money. Why it is worth checking today, and the Quebec differen

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Does a Will Cover Everything? What Sits Outside It

Registered accounts, life insurance, jointly owned property and your digital life often pass outside your will. A plain-English tour, with the Quebec

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What Happens If You Die Without a Will in Canada?

Die without a will and your province's intestacy rules decide who inherits, by formula. Why common-law partners are often left out, and what to do abo

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Just Became an Executor? What to Do in the First Few Weeks

A calm, practical checklist for new Canadian executors: proof of death, notifying CRA and Service Canada, the CPP death benefit, and building the pict

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Funeral Wishes: The Conversation Worth Having Early

Of all the things left unsaid, funeral wishes might be the most common, and the most painful to guess at. Burial or cremation. A big send-off or somet

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What Happens to Your Online Accounts When You Die?

Photos on a locked phone. Email accounts nobody can open. Subscriptions that keep charging a card. The digital side of a person's life is often the pa

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Power of Attorney vs a Will: What Is the Difference?

A will works after you die. A power of attorney works while you are alive, and ends at death. Why you likely need both, plus Quebec's protection manda

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How to Talk to Your Parents About Their Estate Plans

Nobody wants to bring it up. Asking your parents about their will, their accounts or their wishes can feel like you are being morbid, or worse, like y

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What Does an Executor Actually Do in Canada?

Collect the assets, pay the debts, distribute what remains. What the executor role involves, why Ontario says estate trustee and Quebec says liquidato

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What Happens to Your RRSP When You Die?

Your RRSP or RRIF can pass to a named beneficiary, but its value generally lands on your final tax return unless a spouse or dependant can roll it ove

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What Is Probate in Canada, and Will Your Family Need It?

Probate confirms the will and the executor's authority, and every province does it differently. What it involves, when it is needed, and the notarial-

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